Over the last few years, we have embraced the ride services so completely that it is difficult to imagine a time when our only opportunities to bypass a new city were public transport or to call a taxi.
But as comfortable as they are, services like Uber and Lyft can become expensive. Fortunately, driving services have become a common category of bonus for both Travel Credit Cards and Credit cards in cashAnd many cards offer specific loans and advantages when booking a trip via an application.
Let’s break the best Uber and Lyft credit cards to help you maximize your profit on each trip.
View the best credit cards for Uber and Lyft
*Estimates are based on April 2025 on TPG Calculations and are not provided by card publishers.
** Information about American Express Green Card and Apple Card has been collected regardless of Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
The best credit cards for Uber and Lyft
Chase Sapphir Reserve
Annual fee: $ 550
Rewards at ride: 5 dollar points spent on Lyft purchases by September 30, 2027 and 3 points per dollar spent on travel, which includes Uber.
Why it’s great for ride: Chase Sapphire Reserve – One of the The best credit cards to travel Market – offers 5 dollar points for Lyft purchases and a solid 3 dollar points for Uber expenses which code as a trip to your statement.
Lyft and Uber take advantage of the Sapphire Reserve do not end with the profit structure – there is and $ 300 Year Travel Credit This comes with the map; Since Chase believes that travel services are traveling, you can also potentially receive up to $ 300 from vehicles each year thanks to the travel loan. Chase automatically reimburse you for your travel purchases for your travel purchases.
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For more details, read our Full review of Chase Sapphire ReserveS
Apply here: Chase Sapphir Reserve
Chase Sapphire Preferred Card
Annual fee: $ 95
Rewards at ride: 5 dollar points spent on Lyft Rides by September 30, 2027 and 2 points per dollar spent on travel, which includes Uber.
Why it’s great for ride: Although there is a lower profit rate than the Sapphire reserve (and without a travel loan), the preferred choice is a good choice if you prefer not to pay a steep annual fee.
Furthermore, for a limited time, the preferred sapphire has its own The highest welcome suggestion For more than three years. New card holders can earn 100,000 bonus points after spending $ 5,000 on purchases within the first three months of opening an account. According to TPG April 2025 ratingsThis welcome offer costs a huge $ 2,050.
For more details, read our Full review of Chase Sapphire PreferencesS
Apply here: Chase Sapphire is preferred
American Express Green Card
Annual fee: $ 150
Division Rewards: 3 dollar points spent on transit, including Lyft and Uber.
Why it’s great for ride: When Amex resumed the green card a few years ago, she added advanced bonus categories to the benefit list – including 3 dollar points spent on transit (Lyft and Uber purchases fall into this category). The card wins Membership Awards Points, which TPG April 2025 ratings PEG with 2 cents a number. This is a 6% return on all your Uber and Lyft costs.
For more details, read our A full review of the green card amexS
Pursuit of freedom unlimited
Annual fee: $ 0
Rewards at ride: 2% Cash of Lyft rides until September 30, 2027, along with 1.5% cash with all other nonBONUS category purchases.
Why it’s great for ride: Freedom Unlimited is the card for you if you prefer cash over points and miles (and enjoy not paying an annual fee).
However, you can get even more value from the card when you pair it with a premium card as Sapphire is preferred or Sapphire reserveS Chase allows you to Combine your best rewards points In one account, effectively transforming your money back on Freedom Unlimited into completely portable points.
For more details, read our Complete review of Chase Freedom UnlimitedS
Apply here: Pursuit of freedom unlimited
Alaska Airlines Visa Visa Signature Credit Card
Annual fee: $ 95
Division Rewards: 2 miles per dollar spent on ride services.
Why it’s great for ride: Alaska Airlines Millies are the highest rated miles of the TPG airline April 2025. ratingsproviding a solid cost of cost and miles that you can Redemption of ambitious flightsS
For more details, read our A full view of Alaska Airlines visa cardS
Apply here: Visa Card Alaska Airlines
Citi Double Cash Card
Annual fee: $ 0
Division Rewards: Earn 2%cash with each purchase-switching on driving services as 1%when you buy 1%when you pay your bill.
Why it’s great for ride: Citi Double Cash offers up to 2% for each purchase, including Lyft and Uber purchases. This is one of the highest flat-speed cash cards on the market and this is a common choice for those who want a direct way to win rewards in every purchase without having to monitor the activation of rotating bonus categories.
For more details, read our Complete Citi Double Cash ReviewS
Apply here: Citi Double Cash Card
Capital One Venture Rewards Rewards Credit Card
Annual fee: $ 95
Driving rewards: Earn 2 miles per dollar spent on transit, including driving applications such as Lyft and Uber.
Why it’s great for ride: Venture Awards offer simple miles that win without bonus categories to remember with a modest annual fee.
Venture awards remain a strong option for all transit costs, including Uber and Lyft. You will win Capitalwhich Capital One Transfer Partners to obtain maximum value.
For more details, read our full review of Capital One Venture Rewards Rewards Credit CardS
Learn more: Capital One Venture Rewards Rewards Credit Card
Preferred Blue Cash Card by American Express
Annual fee: $ 0 Investing annual fee for the first year, then $ 95
Division Rewards: Earn 3% cash in transit, including driving services like Lyft and Uber.
Why it’s great for ride: The preferred Blue Cash is another Amex card that received a conversion in 2019, adding advanced profit categories.
One of these additional categories was Transit, which included purchases of Lyft and Uber. This card remains a strong option to use for all your transit costs, including Uber and Lyft. The return of money is obtained as dollars for rewards that can be redeemed as a loan for a statement or at the cashier of Amazon.com.
For more details, read our A complete review of the preferred blue moneyS
Apply here: Blue money for a preferred card
Apple Card
Annual fee: $ 0
Division Rewards: Earn 3% cash on Uber and Uber Eats (you should use Apple Pay).
Why it’s great for ride: In 2019, Uber became one of the suppliers who win 3% cash (Everyday money) on Apple Card.
The truth is that this card is most suitable for Apple’s true loyalists, as you only earn the highest everyday money in selected traders such as Apple, Uber and Walgreens. You get everyday money right after every purchase. This is good if you are a fan of simple cash, but if you go for points or miles, this card is not the best choice.
For more details, read our A full review of Apple CardS
Platinum card from American Express
Annual fee: $ 695
Division Rewards: Earn 1 dollar point spent on ride services, plus, gain access to different benefits (see below).
Why it’s great for ride: Although you do not win bonus rewards at Uber or Lyft Purchases, Platinum Card is one of the best options for Uber Perks.
The emphasis of these advantages is up to $ 200 in Uber Cash Use annually (for US services), which breaks up as $ 15 each month, plus a $ 20 bonus in December (a total of $ 35 for this month). Uber Cash will only be deposited in one account to Uber only when you add Amex Platinum as a payment method and buy with each Amex card.
To get the loans, you must add your platinum card as Payment option In your Uber app – Monthly loans will then be automatically loaded into your Uber cash account at the beginning of each month. As a Amex Platinum card holder, you will also receive a Uber VIP status that allows you to request the highest rating drivers in selected cities.
Just keep in mind that this Uber Cash does not turn from month to month, but it is also valid for Uber Eats orders in the United States, be sure to use it before the last day of the month so that it does not waste.
For more details, read our A full review of Amex Platinum CardS
Apply here: Amex Platinum Card
Another option: Gift cards
Gift cards win a special mention in this article.
This is because you can win a better return when buying Uber Gift Cards instead of paying for Uber Rides directly. There are some warnings: Uber gift cards can only be used for UBEREATS walks or orders in the country where the gift card has been purchased, and they cannot be used for family profiles, planned rides or rides on the university campus.
Buying Uber Gift cards Can be a good way to win a solid return if you have a credit card that offers high bonus profits Merchants where you can buy gift cardsas Grocery stores., gas stations or office supply stores.
Keep in mind that you will need to find a store in the bonus category of your card, which sells Uber Gift Cards and allows you to buy credit card gift cards.
Lower order
With the walk with an integral part of the modern trip, it makes sense to maximize the benefits of your credit card when booking a ride service like Uber or Lyft. The trick is to find the card or cards that work for you – and as you can see, there is no shortage of solid options.
Related: The best cards for each bonus category
For tariffs and fees on Amex Platinum Card, click hereS
For rates and fees on the preferred Amex Blue Cash card, click on hereS